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Auto Insurance
Get
a quote
At
our agency, we'll personally review your coverage and help you get the
most amount of coverage for the least amount of money!
Are you:
-
getting all the discounts you are eligible
for?
-
getting the personal service you deserve?
-
satisfied with your agent?
We can
offer you a wide variety
of coverage options!
Auto Policy
Definitions
Bodily Injury (BI) and Property Damage
(PD)
Covers your liability for injuries you
cause to other people and property damage for which you are at fault.
This coverage usually is expressed in a "split number" such as
100/300/100.
The first number is the limit (in
thousands of dollars) that your policy will pay for bodily injury per
person in the event of an accident. The second number is
the total limit your policy will pay for bodily injury to two or more
people per accident.
The third number is the limit that your policy will pay
for property damage per accident.
Many people are underinsured today because of the rising costs of
vehicles (making it easy to exceed your
Property Damage limits) and the high personal injury awards in lawsuits.
Please consult us to make sure you have
adequate converge- we'll be happy to help you!
Uninsured & Underinsured Motorist
Uninsured Motorist
covers you when you or a family member are injured by someone who is not
insured or has inadequate limits of coverage
Collision
Covers the cost to
repair your vehicle less your deductible when your vehicle collides with
another vehicle or object
Comprehensive
Covers the cost to repair your vehicle in a
non-collision event such as theft or vandalism. Colliding with an animal
such as a deer is also considered a comprehensive claim.
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